Auto Loan Rates
| Type of Loan | Term (Approx.) | APR (as low as) |
|---|---|---|
|
New & Used Autos2 2023-2021 |
36 |
5.49% |
|
48 |
5.74% |
|
|
66 |
5.99% |
|
|
78 |
6.24% |
|
|
84 |
7.49% |
|
|
Used Autos2 2020-2018 |
48 |
6.24% |
|
66 |
6.49% |
|
|
75 |
7.29% |
|
|
78 |
7.24% |
|
|
2019 & 2020 Only |
84 |
8.19% |
|
2017-2016 |
48 |
6.99% |
|
63 |
7.24% |
|
|
2017 Only |
72 |
7.59% |
|
2015-2014 |
48 |
8.49% |
|
60 |
9.49% |
|
|
2013 & Older |
48 |
10.49% |
|
2013 Only |
60 |
11.49% |
|
Driving Sense Balloon Auto |
New or used up to 5 years old |
Rate 1% higher than sfcu auto rates |
|
Classic Autos2 |
36 |
8.64% |
|
48 |
9.64% |
|
|
60 |
10.64% |
|
|
72 |
11.64% |
as of 2/7/23
Certain Restrictions may apply on any of the above loan types. The above rates are determined by creditworthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
1- APR = Annual Percentage Rate
2- In addition to our competitive rates, you may receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.
| Type of Loan | Term (Approx.) | DrivingSense rate |
|---|---|---|
|
New & Used Autos 2024-2022 |
36 |
6.49% |
|
48 |
6.74% |
|
|
66 |
6.99% |
|
|
72 |
7.24% |
|
|
Used Autos 2021-2019 |
48 |
7.24% |
|
66 |
7.49% |
|
|
72 |
7.99% |
|
|
2018 |
48 |
7.99% |
|
63 |
8.24% |
|
|
72 |
8.59% |
as of 2/7/23
Eligible for vehicles - up to 5 years old
| Type of Loan Minimum Balance to Open | Term (Approx.) | APR (as low as) |
|---|---|---|
|
New RV & Boat Loans (2019 and Newer) |
48 |
8.50% |
|
60 |
8.75% |
|
|
120 |
9.00% |
|
|
Used RV & Boat Loans (2018 and Older) |
48 |
8.75% |
|
60 |
9.00% |
|
|
120 |
9.25% |
as of 2/7/23
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Rates effective as of: September 19, 2024
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