Flexible financing to bring fun and recreation for years to come
Whether you're shopping new or used, SFCU offers loans with up to 100% financing and competitive rates on the recreational vehicle you need to add more smiles to your life.
Low Rates
A recreational vehicle should make you happy, so don't let high interest rates get you down.
Flexible Terms
Choose a monthly payment that works for your budget with flexible terms from 36 to 120 months on recreation loans.
Automatic Loan Payments
Never miss a payment again! It's easy to pay your loan with payments that are automatically deducted from your account every month.
Up to 100% Financing
Keep your wallet in your pocket. With a recreational vehicle loan from SFCU, you could qualify for up to 100% financing, so you don't even have to make a down payment.
GAP Insurance
If your recreational vehicle is ever totaled or stolen, optional GAP insurance gives you peace of mind.
Rates
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Save more money over the life of your loan
Turn that frown upside down. With a recreational vehicle loan from SFCU, you don't have to worry about paying high interest rates. We offer competitive rates that are generally lower than most banks. Keep your money in your account and enjoy more smiles per gallon in your new RV.
Buy now with 100% financing
When you get a recreational vehicle loan from SFCU, you may not need to save up for a down payment. We offer up to 100% LTV* financing on recreational vehicles, so you can buy now. *LTV=Loan to Value
No Down Payment
With up to 100% loan to value financing, your recreational vehicle loan can even cover the down payment, meaning you don't have to save up!
Finance a Variety of RVs
With a recreational vehicle loan from SFCU, finance your version of fun! Whether it be a fifth wheel to camp with the family, a boat to cruise around the lake or riding your new UTV through the mud, a recreational vehicle loan with SFCU has you covered.
Friendly staff greet you by name and are helpful with any question I've ever had.
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1
Complete an application
Visit us in the branch or fill out the online application.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Buy your RV
Use the funds to make your purchase and have some fun!
Have a question? Get in touch with us
You deserve to have some fun
Get competitive rates and 100% financing on your next recreational vehicle with a loan from SFCU to put more adventure into your life.
Recreational Vehicle Loan Rates
| Type of Loan Minimum Balance to Open | Term (Approx.) | APR (as low as) |
|---|---|---|
|
New RV & Boat Loans (2019 and Newer) |
48 |
8.50% |
|
60 |
8.75% |
|
|
120 |
9.00% |
|
|
Used RV & Boat Loans (2018 and Older) |
48 |
8.75% |
|
60 |
9.00% |
|
|
120 |
9.25% |
as of 2/7/23
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Rates effective as of: September 19, 2024
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