Getting behind on mortgage payments or having trouble making house payments can be scary
Remember that you are not alone. There are steps you can take to get back on solid ground and you may have more choices than you think!
SFCU Support
The place to start is to connect with SFCU as soon as possible. We can help you assess your situation and provide options that work best for you.
GreenPath Financial Counseling
We have partnered with the trusted national nonprofit GreenPath Wellness who can help by providing foreclosure prevention counseling and support.
Loan Forbearance
Looking for short term solutions? A loan forbearance can include deferred payments or interest only payments.
Loan Modification
Need a longer term solution? You may be able to update the terms of your original mortgage, including length, loan amount, or interest rate to reduce your monthly payment and make it more affordable.
Choose the option that best fits your goals and needs
SFCU offers a variety of options to suit your needs. Choose the option that's the best fit for your goals:
• GreenPath Certified Housing Experts
• Mortgage Forbearance Agreement
• Loan Modification Agreement
You may have more options than you think!
GreenPath Certified Housing Counselors
At SFCU, we want you to make the best choice for your family, budget, and goals. The financial professionals at GreenPath are standing by to answer all your questions to help you choose the option that works best for you. During your confidential sessions with a GreenPath certified expert, you have the opportunity to be proactive, learn more about your finances, put a plan in place, and access valuable resources.
Excellent service from all branches, ease of transactions, convenience and locations, friendly staff, low loan rates
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Contact us
Call or email us to learn about the various options.
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Complete a Mortgage Assistance application
Apply to determine the program that best fits your needs.
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Feel better
We'll work with you to implement the solution.
Have a question? Get in touch with us
Make your mortgage affordable again
Getting behind on a mortgage loan is never fun, but the friendly experts at SFCU are here to help. We offer a variety of Home Loan Repayment Assistance options to help you more easily pay off your mortgage and get back on track.
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Rates effective as of: November 9, 2024
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