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SFCU Platinum Mastercard®

Power Your Dreams with Rewards: Where Will You Go Next?

Unlock the Power of Rewards with the SFCU Platinum Mastercard

Stretch your dollars further by earning 1% back on all your everyday purchases. With the SFCU Platinum Mastercard, your spending becomes rewarding!

  • Earn rewards on Every Purchase
  • No Annual Fees – More Savings
  • Boost Your Credit Score with Credit Score Tool

Rewards That Reflect Your Values: Spend, Earn, and Give Back!

Transfer Balances and Save

Cool down high interest rates this summer! Transfer your other credit card balances to your SFCU Platinum Mastercard for a limited time and enjoy the benefits of lower rates.

Travel - Fulfill Your Wanderlust

Use your points to cover travel expenses and turn your dreams into reality. From exotic destinations to weekend escapes, your rewards can take you places!

Gift Cards - Treat Yourself and Others

Transform your points into gift cards for memorable experiences around town or across the globe. Treat yourself or share the joy with your loved ones!

Charitable Donations - Make a Difference

Select a charity close to your heart, and we'll convert your points into cash donations to support causes that matter to you. Giving back has never been so rewarding!

Mastercard Frequently Asked Questions

  • Yes, the rate for foreign transaction fees is 1% of each transaction in U.S. Dollars.

  • Your security is important to us. Therefore, we ask that you notify us when vacationing or traveling to avoid disruption of service. Log in online to access ‘Message Center’ under ‘Contact Us’ menu. Select ‘Compose’ & subject ‘Credit/Debit Card’ to fill-in trip details. Just another way we are keeping you safe. When accessing ‘Contact Us’ via mobile see the ‘more’ option to access menus.

  • Let the Dog Days of Summer Begin! The temperature is rising, but your interest rates don’t have to! Cool down those high interest rates when you transfer your other credit card balances to your SFCU Rewards Mastercard® for a limited time beginning July 1, 2023!

    Visit www.sfcuonline.org/balancetransfer to learn more!

     

     

  • SFCU is available to assist you with a lost or stolen SFCU Debit or Credit Mastercard 24/7.

    Call 877.642.7328 for assistance.

  • We know your credit score’s importance to financial well-being, so we offer Credit Score, conveniently accessed within mobile banking. Credit Score is FREE to our members, and you can check and refresh your credit score and credit report daily without impacting your score. Do you want to improve your credit score to achieve those goals? Whether buying a house, a car, or anything requiring a loan or if you’re going to rent a new apartment or improve your overall creditworthiness, Credit Score can help you.

    With Credit Score, you can set a credit score goal, receive personalized recommendations, and track your progress toward your goal. You can edit your goal anytime, and you will receive messages when meeting milestones to encourage you along the way.

    And there is more! You can access the following features:

    • Personalized Credit Report
    • Real-Time Credit Monitoring Alerts
    • Credit Score Simulator
    • Credit Score Action Plan
    • Credit Score Education

    Are you ready to reach your financial goals? You got this! Enroll in Credit Score today. Ready, Set, Goal!

  • An essential part of your financial health is to keep an eye on your credit score. Credit scores have become such an integral part of our everyday lives. That’s why it’s extremely important that you keep track and understand how your financial decisions affect those three numbers. Our easy-to-use Score Simulator within Credit Score, available online and on the app. The Score Simulator can take the “what ifs” and generate an approximate credit score that will help you see where you stand. The simulator is an easy way to gain valuable insights into your future eligibility for loans and credit cards.

    How does the Credit Score Simulator work? The tool will share how much your credit score might increase or decrease based on your specific financial decisions.

    Financial decisions such as:

    • Applying for new credit
    • Getting a new loan
    • Managing your credit card balances
    • Managing your payment activity
    • Making payments on time
    Discover how different financial decisions can impact your credit score, and financial health while making reaching your goals easier than ever.

    Simulate Your Score. See Where You Stand. Now.

  • Log in to Online or Mobile to access ‘Rewards’ link under the ‘Account Services’ menu to keep track of and/or redeem points.

How it works

Apply online, by phone, or at a branch location near you

  • 1

    Apply for a card

    Complete the application.

  • 2

    Receive your card

    Once approved, we'll give you your new credit card.

  • 3

    Earn rewards

    Start earning rewards on every purchase with your card!

Apply for a SFCU Platinum Mastercard