A secure place to store your business savings, with a few dividends thrown in
Every business needs a place to build up some savings. Whether it's for a piece of equipment, a much-needed expansion, or just for a rainy day, open a Business Savings Account with SFCU to start building your savings and earn a few dividends along the way.
Earn Dividends
Reach your business's financial goals even faster by earning dividends on your Business Savings Account balance.
$5 Opening Deposit
It doesn't take much to start saving. Open your Business Savings Account with a low initial deposit of just $5.
Online and Mobile Banking
It's easy to manage your business funds anywhere, anytime with online and mobile banking tools available.
Withdraw Anytime
Your funds aren't locked into a savings term. You can withdraw funds at any time for complete financial flexibility.
Federally Insured
All deposits are federally insured to at least $250,000 by the NCUA, so you can enjoy more peace of mind.
Rates
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Final Balance
Contributions: | Earnings:There's nothing better than earning while you save
Unlike a standard checking account, a Business Savings Account from SFCU earns dividends on your account balance. That way, you can earn a little extra money while you save for the future, helping you reach your business's financial goals even faster.
Access your business's money anytime
With a Business Savings Account from SFCU, your funds are never locked into a savings term. You can access your business funds at any time to cover any expense that might pop up.
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1
Open an account
Let our Business Services Experts guide you through the account opening.
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2
Make initial deposit
Get started with just a $5 required initial deposit.
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3
Save money
Use the account to save money for your business goals or to weather a rainy day.
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The best way to save for your business
With a Business Savings Account from SFCU, you can enjoy a secure place to stash funds and earn some dividends along the way to help you reach your business's financial goals even faster.
Business Savings Rates
| Type of Account | Minimum Balance to Open | Average Daily Balance required to obtain the Annual Percentage Yield | Annual Percentage Yield (APY) |
|---|---|---|---|
| Savings - Par Value of Share For membership | $6.00 | $118 | 0.05% |
| $500 | 0.05% | ||
| $5,000 | 0.05% |
as of 2/7/23
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Rates effective as of: December 23, 2025
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