Simplify Your Business Banking – No Monthly Fees, Maximum Convenience
Supporting your growth with low fees, free transactions, and dedicated local business support.
Features
Why SFCU Basic Business Checking is the best choice for your growing business.

Free Transactions
Benefit from unlimited fee-free transactions to keep your operations smooth.

Online & Mobile Access
Manage your accounts anywhere, anytime with advanced digital banking tools.

Local Business Support
Receive personalized support and advice from our dedicated local business specialists.

NCUA Insured
Your funds are safeguarded with NCUA insurance, ensuring peace of mind.
Discover the Perfect Checking Account for Your Business Needs
Basic Business Checking
Other Options
Trusted by Local Business Owners
SFCU is my home away from home. A place I truly enjoy coming to each and every day! A place that embodies family, relationship, unity... not just within the four walls of our organization but with our members, the community, our neighbors.
We wanted to refinance a vehicle we had purchased on a driving sense loan so that we could just make a higher payment now and have it paid off 2 years sooner. The staff was so helpful in going over all the details of the different options we were considering.
I went in to get a car loan The process was simple and easy The staff at the branch were friendly and helpful I've never had a better experience getting a loan
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1
Complete an application
Fill out an application with a Business Services Specialist.
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2
Make an initial deposit
Make a deposit that fits your business budget to start banking.
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3
Manage your account
Start using your account funds for approved business expenses and make regular deposits to grow your business account balance.
More Benefits for Your Business

Free Business Checks
Receive an initial set of free business checks to get started smoothly.

Flexible Overdraft Options
Tailored overdraft protection to ensure you're covered if needed.

Access to Business Loans
Competitive rates and flexible terms to finance your business growth.

E-Statements
No need to wait for your statements in the mail or shred paper copies now that you can view your account information online.

Free Debit Mastercard®
You can easily perform business transactions with an SFCU Debit Mastercard. No charge to carry the card.
Open Your Business Account Today
Join thousands of satisfied local businesses thriving with SFCU Business Checking.
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Rates effective as of: September 17, 2025
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