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Basic Business Checking

Simplify Your Business Banking – No Monthly Fees, Maximum Convenience

Supporting your growth with low fees, free transactions, and dedicated local business support.

Features

Why SFCU Basic Business Checking is the best choice for your growing business.

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Free Transactions

Benefit from unlimited fee-free transactions to keep your operations smooth.

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Online & Mobile Access

Manage your accounts anywhere, anytime with advanced digital banking tools.

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Local Business Support

Receive personalized support and advice from our dedicated local business specialists.

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NCUA Insured

Your funds are safeguarded with NCUA insurance, ensuring peace of mind.

Discover the Perfect Checking Account for Your Business Needs

Basic Business Checking

Recommended
True No Monthly Fees
True Unlimited Free Transactions
True Free Online Banking
True NCUA Insured

Other Options

False Monthly fees apply
False Limited free transactions
False Extra charges for online access
False Limited insurance

Trusted by Local Business Owners

SFCU is my home away from home. A place I truly enjoy coming to each and every day! A place that embodies family, relationship, unity... not just within the four walls of our organization but with our members, the community, our neighbors.
Brandy
Brandy Human Resources Specialist
We wanted to refinance a vehicle we had purchased on a driving sense loan so that we could just make a higher payment now and have it paid off 2 years sooner. The staff was so helpful in going over all the details of the different options we were considering.
Brian Q
I went in to get a car loan The process was simple and easy The staff at the branch were friendly and helpful I've never had a better experience getting a loan
Joyce B

How it works

Get started with a new checking account for your basic business needs with a few steps.

  • 1

    Complete an application

    Fill out an application with a Business Services Specialist.

  • 2

    Make an initial deposit

    Make a deposit that fits your business budget to start banking.

  • 3

    Manage your account

    Start using your account funds for approved business expenses and make regular deposits to grow your business account balance.

Open Your Business Account

Frequently Asked Questions

  • We offer a hassle-free experience with no minimum balance requirement.

  • No, our transparent fee structure ensures no hidden charges.

  • Enjoy easy access through our secure website and mobile app.

  • There are no limits on transactions, providing complete flexibility for your business.

More Benefits for Your Business

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Free Business Checks

Receive an initial set of free business checks to get started smoothly.

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Flexible Overdraft Options

Tailored overdraft protection to ensure you're covered if needed.

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Access to Business Loans

Competitive rates and flexible terms to finance your business growth.

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E-Statements

No need to wait for your statements in the mail or shred paper copies now that you can view your account information online.

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Free Debit Mastercard®

You can easily perform business transactions with an SFCU Debit Mastercard. No charge to carry the card.

Open Your Business Account Today

Join thousands of satisfied local businesses thriving with SFCU Business Checking.