Teach your teen healthy financial habits
Help your teen learn to manage their money with a free checking account from SFCU designed to give them the freedom to practice money management under adult supervision.
No minimum account balance
Help your teen learn without having to worry about a pesky minimum balance.
Online & Mobile Banking
Learning to monitor your finances is important. With online and mobile banking your teen will have a head start.
Overdraft Protection
You can choose to connect the youth checking account with a savings account to prevent overdrafts. If your teen makes a mistake, they won't be penalized.
Share-to-Share
Parents and guardians can allow their child to have share-to-share transactions between their accounts for easy transfers and overdraft protection.
Graduation Gift
High school seniors can receive $20 from SFCU when opening a checking account and debit card to start adulthood on the right foot.
Keep an eye on your child's finances
Help your teen visualize money management with free online banking tools. Easily access the account from your device to better understand the account status, balance, and transactions to ensure your teen makes responsible financial decisions.
Learning shouldn't come with penalties
Teens need to learn about finances and even make mistakes without being penalized. With an account from SFCU, your child can practice money management with overdraft protection options and no minimum account balances to create a safe space to learn about spending and saving in the future.
No Minimum Balance
Worry less about rules and more about learning healthy financial habits. With no minimum balance on youth accounts, your teen can enjoy more control over their account without penalties.
Overdraft Protection Options
Link their checking account with a savings account to prevent overdraft charges. Even if your teen makes a mistake and overdrafts their account, they won't be penalized.
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1
Complete an application
Fill out the application with the teen and secondary account holder.
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2
Open an account
Make an initial deposit and open the account.
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3
Practice healthy habits
Have your teen manage the account to learn healthy financial habits.
Have a question? Get in touch with us
Teach your teen how to spend and save responsibly
With an account from SFCU, any child between the ages of 12 and 17 can have a safe space to learn about spending and saving without worrying about account minimums and overdraft penalties. It's the best way to prepare them for the world!
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Rates effective as of: November 9, 2024
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