Make it easy to pay for healthcare expenses with a health savings account
Many healthcare plans have high deductibles. Save pre-tax dollars for the unexpected with a health savings account (HSA) from SFCU.
Cover Many Expenses
Use your HSA to pay for a wide variety of medical expenses, including co-pays, prescriptions, vision, dental, OTC medications, and more.
Pre-tax Contributions
You or your employer can contribute pre-tax funds to your health savings funds to save more for healthcare.
Payroll Distribution
Add money to your HSA automatically from your paycheck with payroll distribution to make it easy to save for medical expenses.
HSA Debit Card
When you open an health savings account with SFCU, you'll get an HSA Debit Mastercard® to easily pay for healthcare expenses.
And more
View all featuresRates
View ratesUse HSA funds to pay for a wide variety of medical expenses
Medical expenses can come in many shapes and sizes, but with an health savings account from SFCU, feel confident that you're covered. You can use your HSA funds to cover a wide variety of expenses, including:
• Co-pays
• Prescriptions
• Vision
• Dental
• OTC medications
• And more
Save more money on taxes with an HSA
There are several ways that a healthcare savings account can help you save more on your taxes. Between pre-tax contributions and tax deductions, you may be able to save this tax season.
Tax Deductible
You may be able to subtract your HSA contributions from your taxes to possibly lower your tax payments. Talk to a tax professional to learn more!
Tax-free Healthcare Spending
Qualifying medical expenses are exempt from taxes, helping you afford more healthcare coverage with your HSA.*
made me feel like they really wanted to help me and they were very respectful
-
1
Open your HSA account
Chat with a rep online or visit a branch location to get started
-
2
Go through setup
Set up automatic contributions and get your HSA debit card.
-
3
Start saving
Contribute to your HSA to save for healthcare expenses.
Have a question? Get in touch with us
Protect yourself from the high cost of healthcare
Healthcare isn't always affordable, even with insurance. Open a health savings account to put money away to pay for a variety of healthcare expenses and give yourself more peace of mind.
Health Savings Account Rates
| Type of Account | Minimum Balance to Open | Average Daily Balance required to obtain the Annual Percentage Yield | Dividend Rate (APR) | Annual Percentage Yield (APY) |
|---|---|---|---|---|
|
Checking |
$5 |
$100 |
0.10% |
0.10% |
|
$500 |
0.30% |
0.30% |
||
|
$5,000 |
0.50% |
0.50% |
as of 2/7/23
Features
Pre-tax contributions
Put more toward your health savings with pre-tax contributions from you or your employer.
Tax Deductible
You may be able to deduct your HSA contributions from your taxes. Consult a tax professional to learn more about the tax benefits of HSAs.*
Tax-free Spending
Some medical expenses may be exempt from taxes, meaning you can afford more healthcare.
Funds Carry Over Annually
Unlike Flexible Spending Accounts, you won’t lose your HSA funds if you don’t use them.
HSA Debit Mastercard®
It’s easy to pay for healthcare expenses with an HSA Debit Mastercard®.
High Contribution Limits
Put more toward your healthcare savings with high contribution limits for families and individuals.
Works for a Variety of Expenses
Pay for whatever you need for more security and flexibility, including co-pays, OTC medications, prescriptions, and more.
Payroll Distribution
Automatically add to your HSA straight from your paycheck with payroll distribution and save more without even thinking about it.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
Rates effective as of: November 9, 2024
{Optional: Insert table disclosure information}
Open Account
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.