Skip nav to main content.

Checking Account Options

Dividend Checking

Free Checking

Minimum Initial Deposit to Open
$2,500
$0
Minimum Average Daily Balance (ADB) to Earn Dividends
$2,500
N/A
Minimum ADB to Avoid Monthly Maintenance Fee
$2,500
$0
Per Check Charge
N/A
N/A
Dividend Rate *
.10% APY
N/A
Monthly Maintenance Fee *
$2 (If ADB is below $2500)
$0
Unlimited Check Clearing Per Month
True
True
Earn Dividends
True
False
Debit Mastercard with No Monthly Fee
True
True
Free Online Access
True
True
Free Mobile Access
True
True
Free Bill Pay
True
True
Overdraft Protection Options Available **
True
True
Potential Monthly Maintenance Fee *
True
False
Direct Deposit Available
True
True
Estatements
True
True
Dividend Checking

  • * If the Average Daily Balance falls below $2500, the account will not earn dividends for that month & will incur a $2 Maintenance Fee at the end of the month

    ** Restrictions may apply

    Average Daily Balance(ADB) = the total amount of daily balances in your account divided by the number of days in the month.

    APY = Annual Percentage Yield

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Example table

Rates effective as of: April 4, 2025

{Optional: Insert table disclosure information}

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking