Stretch your dollars further by earning rewards on your credit card purchases
Earn rewards on your everyday purchases with a SFCU Platinum Mastercard. There are a variety of options for redeeming your credit card reward points, including cash back, travel, gift cards, & charity donations!
Earn Rewards
Get 1% back on every purchase to use for a variety of rewards, including cash back, travel, charitable donations, and more!
No Annual Fees
Keep more money in your account without worrying about annual fees. It costs nothing to maintain your SFCU Platinum Mastercard.
Instant Issue
Get your SFCU Platinum Mastercard instantly in branch, so you can start earning points right away.
24/7 Fraud Monitoring
We'll watch your back with 24/7 fraud monitoring, so you can feel confident your card information is safe.
And more
View all featuresRates
View ratesSkip the fees and keep more money in your account
You shouldn't be charged fees to use your credit card. That's why a SFCU Platinum Mastercard comes with zero annual fees. Use your money on more important things to help you grow, plus earn rewards!
The more you spend, the more rewards you earn!
With a SFCU Platinum Mastercard, you can earn 1% back on every dollar spent that you can redeem for great rewards. From cash back to travel expenses, use your rewards to make life more enjoyable.
Cash Back
Turn your rewards points into cash back that can be credited to your Mastercard account balance.
Travel
Use your points toward travel expenses and take that vacation you've always dreamed about!
Gift Cards
Transform your points into gift cards, so you can enjoy specific experiences around town or around the world!
Charitable Donations
Select a charity that has personal significance and have your points converted into a cash donation to the organizations of your choice.
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1
Apply for a card
Complete the application.
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2
Receive your card
Once approved, we'll give you your new credit card.
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3
Earn rewards
Start earning rewards on every purchase with your card!
Have a question? Get in touch with us
You're going to spend anyway. Why not earn some rewards!?
With a SFCU Platinum Mastercard, you can earn 1% back on every purchase to redeem for a variety of rewards from cash back to travel expenses.
SFCU Rewards Credit Card Rates
| Type of Card | Min APR | Max APR | Annual Fees |
|---|---|---|---|
|
Platinum (Variable Rate) |
12.40% |
17.95% |
None |
as of 2/7/23
Variable APR based on Index/Prime Rate (7.75%) and applicable Margin (ranging from 4.65% - 10.65%).
Membership required. Loans approval based on creditworthiness. APR = Annual Percentage Rate.
Features
Low interest rates
Save money with lower interest rates compared to many other credit cards.
Contactless payment
Enjoy safe and secure checkout with tap-to-pay contactless payment abilities.
No balance transfer fees
Swap your existing credit card balance to your new SFCU Rewards Card without balance transfer fees.
Easy payment options
Pay in a way that works for you with a variety of easy payment options.
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Rates effective as of: April 7, 2025
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