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Congrats on your new loan!

Since we don't send billing notices or payment books. Here are some options to review when choosing the payment method that best suits you. If opting for an automated payment solution, get started today to avoid processing delays.

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Online

Setting up your payment through SFCU Online access puts you in control. See everything while logged in & make updates when needed.

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Not Registered for Online Access?

Select 'Log In' from the top of our home page and complete the registration to access your account 24/7! Have your account number handy. It's required to register.

Automated Payment

Prefer not to set-up online?

Call us, go to a branch near you, or chat with us via our virtual branch at sfcuonline.org. We will set-up your automated payment.

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Automated Payment

Want your payment to come from another financial institution?

Just have your other institutions routing and account number available when contacting us. Or use your Debit Card. Debit Card transactions will be charged 2% of the payment amount.

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By Mail

SFCU, 42 Union St, Sidney, NY 13838

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In Person

Find a branch near you!

Branches & ATMs
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Online or Automated Payment

Establish one-time or recurring scheduled transfer.

  • Any payment(s) received after your 10-day grace period will incur a late fee. You may verify your payment history by viewing your SFCU Account Statement or access your history while logged in Online.

    Payment Protection: Your loan may currently not be protected by Credit Insurance Protection! Speak with a loan representative today to see if your loan is eligible.

    Membership eligibility required. Loan approval based on creditworthiness.
    FEDERALLY INSURED BY NCUA