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Secure Your Future with Sidney's Exceptional Share Certificate Rates

Grow your savings confidently with competitive rates designed to maximize your returns.

Open a Share Certificate Now

Why Choose Sidney's Share Certificates?

Competitive Rates

Unlock excellent returns with some of the best rates in the market.

Safe & Secure Investment

Enjoy peace of mind knowing your funds are protected.

Flexible Terms

Select from various term options to fit your financial goals.

No Hidden Fees

Simple, transparent conditions with no surprises.

Compound Interest Growth

Watch your savings grow with the power of compound interest.

What Our Customers Say

Slideshow Items

  • "I love the credit union's "People helping People" philosophy. We put people before profit, are socially responsible and work to improve the lives of our members. sfcu is a perfect fit for me."

    Elise-edited
    Elise Financial Literacy Officer

  • "SFCU is my home away from home. A place I truly enjoy coming to each and every day! A place that embodies family, relationship, unity... not just within the four walls of our organization but with our members, the community, our neighbors."

    Brandy
    Brandy Human Resources Specialist

Calculate Your Earnings

See how much you can earn with our share certificates. Use our easy calculator to explore potential returns.

Final Balance

Contributions:     |    Earnings: 
Amount
$
APY
%
Monthly Contribution
$
Months
Apply now

Get Started in 3 Easy Steps

  • 1

    Open Your Account

    Quickly apply online to start your Sidney share certificate journey.

  • 2

    Choose Your Terms

    Select the term and deposit amount that suits your needs.

  • 3

    Sit Back and Grow Your Savings

    Relax and watch your investment flourish.

Got Questions? We've Got Answers.

  • A share certificate is a fixed deposit account offering a guaranteed interest rate for a designated period.

  • The process is simple. Click ‘Open a Share Certificate Now’ to start your application online.

  • Yes, but early withdrawal fees may apply. Check the terms and conditions for more details.

Your Security is Our Priority

FDIC Insured

Feel secure knowing your funds are protected up to [FDIC insurance amount].

Privacy & Security

Your financial information is safeguarded by state-of-the-art security protocols.

Join countless satisfied customers. Secure your savings with Sidney's leading share certificate rates and exceptional service.

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Rates effective as of: July 1, 2025

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