Secured Loan Rates
| Type of Loan Minimum Balance to Open | Term (Approx.) | APR (as low as) |
|---|---|---|
| New RV & Boat Loans - (2019 and Newer) |
48 |
8.50% |
|
60 |
8.75% |
|
|
120 |
9.00% |
|
| Used RV & Boat Loans - (2018 and Older) |
48 |
8.75% |
|
60 |
9.00% |
|
|
120 |
9.25% |
|
| New Sportcraft - ATV, UTV, Dirtbike Snowmobiles, Utility Trailers 2019 and Newer |
Up to 36 |
8.50% |
|
48 |
8.75% |
|
|
60 |
9.00% |
|
|
72 |
9.25% |
|
| Used Sportcraft - ATV, UTV, Dirtbike Snowmobile, Utility Trailer 2018 & Older |
Up to 36 |
8.64% |
|
48 |
8.89% |
|
|
60 |
9.14% |
|
|
72 |
9.39% |
|
| New & Used Street Motorcycle - 2019 & Newer |
Up to 36 |
6.49% |
|
48 |
6.74% |
|
|
60 |
6.99% |
|
|
72 |
7.24% |
|
| Used Street Motorcycle - 2018 & older Up to 20 years old |
Up to 48 |
7.24% |
|
60 |
7.49% |
|
|
72 |
7.99% |
|
| Mobile Home Loans - Greater than 20 year |
60 |
12.40% |
|
Up to 20 years old |
84 |
12.40% |
|
Up to 10 years old |
120 |
12.40% |
|
Up to 5 years old |
144 |
11.40% |
|
New only |
180 |
11.40% |
| Personal Equipment Purchase - (Tractors, backhoes, & dozers) |
36 |
8.64% |
|
48 |
9.64% |
|
|
60 |
10.64% |
|
|
Over $25,000 |
72 |
11.64% |
| Share Secured Loans |
Varies |
+3.00% |
as of 2/7/23
Certain restrictions may apply on any of the above loan types. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
1- APR = Annual Percentage Rate
2- In addition to our competitive rates, you may receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.
3-Shared Secured Loans - APR is 3.00% higher than the rate earned on the savings/share certificate account with the secured funds deposited.
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Rates effective as of: April 4, 2025
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